The first graph shows the year-over-year changes in bankruptcy case filings since January 2007:
In general, bankruptcy filings are about where they were during 2004, although they are up significantly since 2006 following the implementation of the 2005 Bankruptcy Act (discussed here).
In year-to-date totals from January through November, bankruptcy filings have fallen for the past two years, are now on a level similar to what was experienced during 2004 which was a non-recessionary period. Totals remain well above what they were during the days the of the dot-com boom, however.
Bankruptcies most recently peaked during 2010, which was also a very active year for foreclosures. Since 2010, both bankruptcies and foreclosures have declined, reflecting declines in households taking on new debt.